About Our Service
Integra Credit operates the website integracredits.com. We are a lead generator, not a lender. We do not make credit decisions, lend money, or act as a loan broker. Our service connects consumers with lending partners who may offer flexible financial options.
Compensation
Integra Credit is compensated by lending partners for connecting them with consumers. We receive compensation when a lending partner extends an offer based on the information you provide. This compensation may affect how and where offers appear. We do not charge consumers any fee for using our service.
APR and Terms
Representative examples from our lending partners show APR ranges from 5.99% to 35.99% and repayment terms from 6 to 36 months. For example, a $2,500 loan with a 12-month term at 17.99% APR would result in 12 monthly payments of approximately $230.06, with a total repayment of $2,760.72. Actual rates, terms, and amounts depend on your credit profile, state of residence, and the lending partner's criteria.
No Guarantee
Submitting a request through our form does not guarantee that you will receive an offer from a lending partner. We do not guarantee approval, and we do not make any representation about the terms you may qualify for. You are under no obligation to accept any offer presented to you.
Availability
Our service is not available in all states. Residents of certain states may not be eligible to use our service or may not receive offers from lending partners. Availability depends on state regulations and the lending partners operating in your state.
Credit Impact
When you submit a request, a lending partner may obtain your credit report as part of their evaluation process. This may affect your credit score. Please review each lending partner's terms carefully before accepting any offer.
Responsible Borrowing
We encourage responsible borrowing. Before accepting any offer, carefully review the terms and ensure you can afford the monthly payments. Borrowing money is a significant financial commitment. If you are experiencing financial difficulty, consider seeking free credit counseling from a non-profit organization.
Contact Us
If you have questions about our advertising practices, please contact us:
- Phone: 1-888-503-6202
- Email: support@integracredits.com
- Address: 120 S. LaSalle St, Suite 2000, Chicago, IL 60603