Introduction
This California Consumer Privacy Act ("CCPA") Notice is provided by Integra Credit and applies to California residents who use our website integracredits.com. It describes the categories of personal information we collect, how we use it, and the rights you have under California law.
Categories of Personal Information We Collect
We collect the following categories of personal information:
- Identifiers: Name, email address, IP address, and other similar identifiers.
- Financial information: Requested loan amount and related request details.
- Internet activity: Browsing history, search history, and interaction with our website.
- Geolocation data: ZIP code and approximate location derived from IP address.
- Inferences: Information drawn from the above categories to create a profile reflecting preferences.
How We Use Your Information
We use your personal information to:
- Process and transmit your request to our lending partners;
- Communicate with you about your request;
- Operate, maintain, and improve our website;
- Comply with legal obligations.
Sharing Your Information
We share your personal information with our lending partners so they can evaluate your request. We may also share information with service providers who perform functions on our behalf (e.g., hosting, analytics) and as required by law.
Your California Privacy Rights
Under the CCPA, you have the right to:
- Know: Request the categories and specific pieces of personal information we have collected about you.
- Delete: Request that we delete your personal information, subject to certain exceptions.
- Opt out: Request that we not sell or share your personal information. We do not sell personal information as defined by the CCPA.
- Non-discrimination: Receive equal service even if you exercise your privacy rights.
How to Exercise Your Rights
To exercise any of these rights, please contact us using the information below. We will verify your identity before processing your request and will respond within the timeframes required by California law.
Contact Us
To submit a privacy rights request or ask questions about this notice:
- Phone: 1-888-503-6202
- Email: support@integracredits.com
- Address: 120 S. LaSalle St, Suite 2000, Chicago, IL 60603